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Washington Individual & Family Health Insurance Plans
We've listed some highlights of the plans that each carrier offers.  Click on a specific company to learn more about their specific plans

Lifewise of Washington

Regence Blue Shield of Washington

KPS

Assurant Health (Time Insurance)

   

 

LifeWise of Washington

Wise Essentials Rx
Great basic coverage. A good option when you’re looking for a low rate and more with up front coverage for routine care needs.  This plan provides up front coverage for your first six office visits and coverage for generic prescriptions.

Wise Essentials Copay
The ease and predictability of a copay. This plan also offers higher annual deductibles which lowers your monthly rate. It covers your first three office visits with a $25 copay, preventive care and more.

Wise Savings
A Health Savings Account (HSA) plan. Quality healthcare coverage and the opportunity to save money on a pre-tax basis for future qualified medical expenses. Make your money work for you with a WiseSavings HSA.

Wise Choices Prime
Offers the widest range of covered benefits. A benefit-rich plan that includes coverage for pharmacy, vision care and maternity.  A nice option if you’re looking to cover all your bases.

  • Family Maximum is 3x Deductible
  • $2.0 Million Policy coverage maximum.$350,000.
  • Maternity coverage with Wise Choices Plans.
  • Covered for preventive office visits and screenings.
  • Over  16,000 healthcare providers
  • $5000 Ambulance Limit.

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LifeWise of Washington

Plan Overview

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Regence BlueShield

Evolve Core
A catastrophic health plan that includes your first four office visits with a copay of only $35 each, not subject to deductible or coinsurance.  Preventive care with no benefit limit.  Back to basics means you don't have to pay for what you don't need, like maternity, prescriptions and vision.

Evolve Plus
Similar to Evolve Core above but with Expanded coverage including $25 per office visit copays, upfront radiology and laboratory services included.  Preventive care and vision.  Coverage for prescriptions included.

Evolve HSA 50

Evolve HSA 80

Evolve HSA 100

Simple plan design may be used with an HSA to help you save even more.  Choice of coinsurance limits from 50%, 80% and 100% offer lower rates with slightly more risk sharing.  Prescription coverage offered subject to deductible and coinsurance.

 
  • Family Maximum is 3x Deductible

  • $2.0 Million Policy coverage maximum.

  • $350,000 Lifetime transplant benefit limit.

  • PPO Dental Option Available with Regence Plans - Choose your own Dentist!

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Regence Blue Shield of Washington

Plan Overview

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KPS Health Plans

Sound Harbor Elite
Comprehensive PPO coverage with a $1,000 deductible per person. Coverage includes maternity, prescription drugs, acupuncture, spinal and extremity manipulation, mental health, and massage therapy. The deductible is waived for preventive care.

Essential Plus
A catastrophic PPO Plan that provides coverage for major medical events as well as 100% coverage for the first three office visits after a $30 per visit copay within the calendar year. In addition, the deductible is waived for preventive care. This plan also includes generic prescription drug coverage.

Sound Harbor Essential
Catastrophic PPO Plans with a choice of deductible and coverage for major medical events. The deductible is waived for routine physical exams, mammography and prostate cancer screening. Included at no cost to you is our Pharmacy Discount Program that allows you to receive a discount at the time you purchase your prescription drugs. Worried about a high deductible? KPS will waive your deductible in the event of an accidental injury.

The Healthy Investor™ Plans
Plans offer lower premiums and a chance for you to take charge of your health care spending through wise use of a Health Savings Account (HSA). With the Healthy Investor ™ you can choose between a plan with prescription drug coverage or one with our Pharmacy Discount Program. This program will allow you to receive a discount at the time you purchase your prescription drugs; however, the overall savings may vary depending on the drug.

 

  • Family Maximum is 3x Deductible.

  • First Choice Health Network.

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KPS Health Plans

Plan Overview

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Assurant Health Insurance

Catastrophic Plans
Best Value. Offers the most number of choices between deductibles and coinsurance from any company.  Office visit copays, maternity, and Accident benefit coverage that pays the first $2000 per person per accident, even if you have not met your deductible yet.  With a $3.0 million dollar lifetime benefit that may be increased to $6.0 million for around $3 per month, and up to a $500,000 transplant benefit, this plan offers the highest limits of of coverage available.  Optional Prescription coverage is also available with this plan. 

Comprehensive Plans
Offer first dollar benefits for office visits, with a $1500 dollar deductible, a $2.0 million dollar lifetime and also a $500,000  transplant benefit maximum.  Maternity coverage is included with this plan.

HSA Plans
Offers great tax savings with a first dollar benefit for preventive care of up to $500 per calendar year, per person. 

  • Family Maximum is Only 2x Deductible
  • $3.0 Million Lifetime Benefit per person. 
  • $6 million available for approximately $3 per month more.
  • $2.0 Million Lifetime Maximum on Comprehensive Plan.
  • Up to $500,000 coverage for transplants.
  • Maternity included on catastrophic and comprehensive plans.
  • Prescription coverage available on catastrophic plan
  • First Choice Network - over 47,000 providers
  • Unlimited Ambulance Transportation, ground and air.

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Assurant Health Insurance

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Assurant Cat Plan

Assurant Comp

Assurant HSA

 

 

For questions or help with any of these plans please Contact Us.