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Consider these facts in deciding if a Medicare
Advantage Plan for hospital and medical coverage is
right for you:
- Most Medicare Advantage Plans cover costs & services not
covered by Original Medicare.
- Medicare Advantage Plans may have lower
deductibles & co-payments than Original Medicare.
- Medicare Advantage Plans usually have low premiums --
$0 premium plans may be available in your
area.
- Private-Fee-For-Service (PFFS)
Plans with no networks are now
nationwide -- see any health provider that accepts Medicare.
- No health questions asked. All Medicare
beneficiaries, including people on Medicare due to a
disability, are guaranteed acceptance
regardless of health conditions (except End Stage Renal
Disease).
- Special plans with lower or no out-of-pocket
costs may be available for "Dual Eligibles"
-- people enrolled in both Medicare & Medicaid.
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Medicare
Supplement
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Consider these facts in deciding if Medicare
Supplement insurance for hospital and medical coverage
is right for you:
- Medicare does not cover all health care bills.
- Medicare has deductibles and co-payments for
some services.
- The insured is responsible for paying the costs
of services not covered by Medicare.
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