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Aetna Individual & Family Health Insurance

Aetna is a major healthcare provider that services consumers in all fifty states. Aetna, Inc. provides a wide range of health, dental, disability, group life, pharmacy, and long-term care plans and policies.

Aetna Life Insurance Company has delivered high quality insurance since the 1850s and is a national leader in health care. These days, Aetna serves almost 38 million healthcare consumers, and the name “Aetna” is now a brand name which covers the services and products provided by its many subsidiary companies.


Aetna Life Insurance Company offers over 14 different PPO health policies with a wide array of options for costs (annual premiums), deductibles, co-payments, out-of-pocket expenses, prescription coverage, and more.

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Types of plans in Arizona, California, Connecticut, Georgia, Illinois, Ohio, and Texas:

  • High Deductible PPO1 Plan is compatible with Health Savings Accounts and allows a customer to access the Aetna PPO network of doctors and specialists. The deductible is high in this plan, then pays 20% of covered services and has low premiums.
  • High Deductible PPO2 Plan is compatible with Health Savings Accounts, allowing an individual to access the Aetna PPO network of doctors and specialists. After fulfilling the high deductible, a policy holder has no charges for covered medical visits and services and will pay a low annual premium.
  • PPO 500 Plan has the lowest deductibles, lowest co-pays for office visits, lowest maximum out-of-pocket payments, and the highest premiums.
  • PPO 1500 Plan has low deductibles, low co-pays at doctor visits, low total out-of-pocket expenses, and a premium that is moderately high.
  • PPO 2500 Plan features a moderate premium, with deductible, co-pay, a maximum annual out-of-pocket expense, and service coverages that are also in the moderate range.
  • PPO 5000 Plan has a lower premium, with a higher deductible, co-pay, out-of-pocket maximum, and service coverages.

California residents have the following additional choices:

  • PPO Value 1500 Plan has a lower deductible with lower maximum out-of-pocket expense and a higher premium.
  • PO Value 2500 Plan has a higher deductible, co-pay, and out-of-pocket maximum which allows for a lower premium.
  • PPO Value 5000 Plan has a low premium with a high deductible, co-pay and yearly out-of-pocket maximum.

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Georgia residents have an additional plan:

  • PPO Value Plan features low office visit and pharmacy co-pays with low maximum out-of-pocket yearly expenses, requiring a moderate deductible and annual premium.

Types of plans in Delaware, Maryland, Pennsylvania, Virginia, and Washington, D.C.:

  • High Deductible PPO1 Plan is compatible with Health Savings Accounts and allows a customer to access the Aetna PPO network of doctors and specialists. The deductible is high in this plan, then pays 20% of covered services and has low premiums.
  • High Deductible PPO2 Plan is compatible with Health Savings Accounts, allowing an individual to access the Aetna PPO network of doctors and specialists. After fulfilling the high deductible, a policy holder has no charges for covered medical visits and services and will pay a low annual premium.
  • PPO 20 Plan features the lowest deductible, lowest co-pay for office visits, and lowest out-of-pocket expenditure and then requires a high yearly premium.
  • PPO 25 Plan offers a low deductible, co-pays, and out-of-pocket maximum with a fairly high annual premium.
  • PPO 30 Plan is an overall moderate plan, with moderate deductible, co-pays, out-of-pocket expenditure, and annual premium.
  • PPO 40 Plan offers the lowest premiums, with high deductible, office visit co-pays, and out-of-pocket maximum.
     

Aetna, Inc.

151 Farmington Avenue
Hartford, Connecticut 06156

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