Lifewise of Arizona health insurance for
individuals and families offers zero-deductible options, HSA-qualified
Health Insurance coverage and more. In addition, all of our new
plans now include a drug discount program – even when the
plan does not include a pharmacy benefit. See the PDFs below
for more information.
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LifeWise Passport™
In addition to providing benefit-rich coverage with a prevention and wellness focus, LifeWise Passport plans allow you to tailor out-of-pocket expenses by providing five options for deductible ($500, $1000, $1500, $2500, or $5000) and three options for office visit copays ($20, $25, or $30).
For details, please refer to LifeWise Passport plan summary (PDF).
LifeWise Essentials™ 20
LifeWise Essentials 20 plans are ideal for individuals who want low premiums, coverage for major medical services such as urgent care, emergency and diagnostic services, and who are looking for upfront benefits like preventative care, preventive immunizations and health education.
For details, please refer to LifeWise Essentials™ 20 plan summary (PDF).
LifeWise HSA-Qualified Plans
LifeWise HSA medical plans focus on prevention, wellness and are designed in combination with a tax-advantaged Health Savings Account (HSA).
To see how to take advantage of more choice and control over your health-care spending, in combination with comprehensive medical benefits, please review our Guide to Health Savings Accounts
LifeWise HSA™ 20
The LifeWise HSA 20™ Plan is an HSA-qualified plan with a $3,000 deductible per individual and 20% coinsurance.
For details, please refer to LifeWise HSA™ 20 (PDF) and plan summary (PDF).
LifeWise HSA™
The LifeWise HSA plan has a higher deductible ($5,000 for an individual) but no coinsurance. With the lowest premium of any of LifeWise’s HSA-qualified plans, more savings can be diverted into the HSA.
For details, please refer to LifeWise HSA™ plan summary (PDF).
Preventive Screenings
Preventive screenings are tests your doctor uses to make sure everything’s going well and are covered on all LifeWise plans. Preventive screenings are preventive services under diagnostic and laboratory benefit. Some of the covered screens include:
- Cervical (PAP) cancer screenings
- Prostate (PSA) cancer screening
- Cholesterol Screening
- Bone density screening
For a complete list of preventive screening coverage, view Preventive Screening Services (PDF)
Non-preventive Diagnostic and Laboratory Services
LifeWise health plans provide coverage for appropriate diagnostic services for covered conditions that are not included in the preventive screenings list. This means that services such as x-rays, MRIs, EKGs and lab services are covered by LifeWise plans when used to diagnosis covered conditions.
Additional Information
- Find out more about Individual and Family Health-Care plans (PDF)
- Exclusions & Limitations Sheet (PDF)
- See our Helpful Definitions Sheet (PDF)
If you have questions about our plans, please Contact Us.
