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Association Plans
Association plans or provided under a group or master policy.  Membership to the group is necessary to be covered under the master policy.  Such plans are commonly referred to as an Association Plan, providing a specified benefit to the members of a particular group, or association.

Receive cash benefits - sent directly to you.  Get the same full benefit no matter what doctor or hospital you use.  Can retain the coverage most often, even if you choose to discontinue your individual medical coverage.

Such group plans are not individually underwritten.  In other words an applicants ability to acquire coverage through an association with a group providing coverage, will not be conditioned on the applicants insurability.  Membership to the group, or association is all that is required to be eligible for coverage.

Benefits however are often limited and comprehensive coverage normally is not offered.

These plans are very inexpensive however an may compliment a overall risk management plan by using them in conjunction with a higher deductible, lower cost major medical plan. 

Amerivalue - Available in Washington
 
Includes dental coverage and other benefits;

Dental Coverage (not available in Oregon)

  • Up to $1000 annual maximum benefit per insured
  • Preventive, Basic & Major Services
  • No waiting period on Preventive and Basic Services
  • Only 6 month waiting period on Major Services
  • Coverage for routine exams, cleanings, x-rays and other services, including network savings for most procedures.
    $50 annual deductible per insured. Schedule benefits for all procedures and includes access to dental network
    More than 60,000 participating dentists in national network.
  • Scheduled benefits for all procedures and national network discounts
    Get the most from your plan by selecting a dental provider from the network. Click here to find a provider near you.
  • Schedule of Benefits

Accident Medical Insurance - Up to $5,000
(not excess coverage)

Hospital Coverage pays $150 per day up to 30 days.

Accident Disability Income

Critical Illness Benefit up to $2500
(Not available in Washington and Oregon)

Emergency Rescue up to $4000

Vision discount and Eye Exam Coverage

plus many other benefits...

Benefits Outline

Dental Schedule of Benefits

Certificate of Coverage

 

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VBA Benefits (not available in WA, OR, SC, NY)
  4 Levels of coverage to choose from.  Include Accident Coverage which pays in Excess, Accidental Death and Dismemberment, Helicopter Air Transportation.  Single low monthly rate for individuals and families.
 

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  Team Corp
  Includes Surgical, Physician and Hospitalization Coverage in addition to Accident, Dental, Vision, Prescription, Disability and more. 

50% Return of all premiums paid after 5 years, 100% Return of Premium after 10 years, regardless of when or how often you used your coverage.  Several different benefit levels to choose from.  GUARANTEED ISSUE! 

Excellent alternative for anyone who has been declined major medical coverage in the past.

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Reliable Benefits
  Affordable low cost monthly plan includes dental discounts, AD&D, Excess Accident coverage and many other benefits payable.

 

AHCP Association Plans
  Sold in conjunction with Assoc Major Medical Plans.

 

 

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  Health Advocates Alliance -Sold only with Assurant & TIME Major Medical Plans.
 
SUITESOLUTIONS

AME of 2500, 5000 or 10000

AD&D

Weekly Accident Indemnity

SELECT SOLUTION

Same as above but include a Critical illness Expense Beneift.

 

 

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