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Why Buy from Us

Serving Independent People and Families from Coast to Coast

Please remember with our plans you:

  • Our clients receive our FREE R/x Prescription Card up to 60% off prescriptions!

  • Eligible to enroll in a number of our Association Plans

  • We offer self employed clients a Medical Reimbursement Plan, saving an average $3,500 per year.

  • You Pay Direct Rates to the Insurance Companies.

  • We guarantee the lowest rates available on any  plan. 

  • Direct one on one assistance, virtually speak to same person every time.

  • We are paid by them, we never charge for our services.

  • We represent all the plans in the state and work to help you make the best choice for you, not for the insurance company.

  • Cannot be cancelled or singled out for rate increases.

  • Have on the job coverage.

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Special features for you to consider ON OUR MAJOR MEDICAL PLANS.

  • Flexible plan design….puts you in charge

  • Your Choice of deductible options

  • Doctor visit co-pay available

  • Prescription co-pay plans available

  • 100% coverage after your chosen deductible / co-insurance

  • Up to $8.0 million lifetime maximum available.

  • ALL PLANS HAVE OUT OF POCKET MAXIMUMS

  • Choice of networks of hospitals and doctors

  • 1st Dollar Wellness Options

 

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Field Underwriting Expedites Your Application

 

Field Underwriting benefits you!

 
  • Include Pre-Existing Conditions, if acceptable, directly into your plan for an ACCURATE QUOTE!
  • Ensure the best available coverage for your family
  • Expedite your application to save you money

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100% Money Back Guarantee

All  plans are backed by a 100% Money Back Guarantee,  subject to each state's laws.  Right of recession and/or free look period will vary by state.  Please see your state's Insurance Laws for Rules and Restrictions as they may apply.
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Guarantee

All plans provide a 100% Money Back Guarantee.  If you are not completely satisfied for what ever reason you may cancel your coverage for a full refund, subject to your state's Insurance Rules as they apply.

US Insurance Benefits Group
Toll Free Phone 866-527-1910